More than 20 years of experience and expertise in the field of payments and cards have driven us to develop our own technologies and provide solutions oriented at the needs of our customers. We support the fraud management process from all perspectives: regulatory requirements, system design, software implementation, analytics, operations and continuous fraud model updates.
Our key differentiator is the ability to automatically create fraud detection rules based on a fully transparent and interpretable machine learning process. Our service is available in a subscription model and includes the automated development and roll-out of fraud detection models. Our software solution supports a fully automated process, no human interaction required.
Our customers provide pseudonymized transaction data including flags for confirmed fraud which are then processed in our own data center. The spotixx Fraud Analytics Service creates human readable business rules which can be used to routinely update rule sets with new behavioural information, evolving a scoring model over time to adapt to changing criminal behaviours.